The book
Live Rich Die Rich
A practical philosophy to live abundantly and leave intentionally.
I wrote this because of a line a client said to me. He told me he earned more than he ever thought he would, and slept worse than he did at twenty-five. It stayed with me, because I had heard versions of it for years without noticing the pattern.
People were not in the rat race. They were addicted to it. Lifestyles built on autopilot, goals borrowed from other people, self-worth tied to a bank balance, and rising incomes producing more pressure rather than more peace. That is not a knowledge gap. It is a mindset gap, and no amount of product advice fixes it.
Kavya Publications, 2025. Paperback, ₹299.
The foreword
Nilesh Shah, Managing Director of Kotak Mahindra Asset Management, wrote the foreword.
In an industry often driven by performance metrics, Aakarsh Dalmia brings us back to the core idea that money, at its best, is a tool for peace, not pressure. Nilesh Shah, Managing Director, Kotak Mahindra Asset Management Co.
Who it is for
- The person who is earning well and still feels behind.
- The couple who want to build wealth without losing the intimacy in the process.
- The young professional trying to break the earn, spend, repeat cycle and live a life that feels lighter rather than louder.
It will not tell you where to invest. There are no scheme names in it and no returns projected anywhere. It is about why you are earning, how to create room in your financial life, and what it actually means to feel free.
What is inside
Four parts, seventeen chapters. Each chapter ends with a worksheet, which is not homework so much as an invitation to pause and make the idea yours.
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Part one. The mindset reset
Where financial peace begins, with you rather than your numbers.
- You are not lazy, you are just overwhelmed
- Why you need a money philosophy, not just a plan
- The four emotions that ruin your finances
- Financial confidence versus financial insecurity
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Part two. Living consciously
The daily choices that shape your relationship with money.
- Balancing the dreamer and the realist
- Are you buying time or trapping yourself
- The invisible cost of lifestyle inflation
- The power of saying no
- How to feel rich without spending more
- The quiet power of minimalism
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Part three. Building your rich life
Systems, conversations and shifts that create long-term alignment.
- Live rich, die rich
- Retirement is not an age, it is a feeling
- How to talk about money with your partner
- What rich people understand that the middle class often misses
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Part four. Leaving intentionally
Because wealth is not just what you earn, it is what you pass on.
- Financial joy is greater than financial literacy
- Legacy is not just property, it is philosophy
- The wealthy life
An excerpt
The sofa that cost a vacation
Neha and Arjun were planning a short trip to the hills. A quiet weekend away from work, phones and the chaos of everyday life.
Then came the sale. A beautiful new recliner, eighty-four thousand rupees. We will use it for years, they told themselves.
The trip got postponed. Then quietly cancelled. Two years later that recliner has a coffee stain, and holds laundry more often than people. The vacation never happened.
The purchase was not wrong. But it came at the quiet cost of a memory that was never made. Things can wait. Experiences, especially the ones that nourish you, often cannot.
You do not need to be rich to buy freedom. You just need to stop buying things that steal it.
Details
Published in 2025. If you would like a signed copy, or copies in bulk for a team or an event, write to me and I will arrange it.
- Title
- Live Rich Die Rich
- Subtitle
- A practical philosophy to live abundantly and leave intentionally
- Author
- Aakarsh Dalmia
- Foreword
- Nilesh Shah, Kotak Mahindra Asset Management
- Imprint
- Kavya Publications
- ISBN
- 978-93-6431-480-0
- Year
- 2025
- Price
- ₹299